Doug Minor, President of Easy Credit Relief Inc., co-author of the book, Anatomy of Credit Scores, and Founder of and, is a recognized expert on credit reporting and credit scoring. Doug is an expert in personal finance, consumer credit, credit law, mortgage lending and serves as an expert witness/legal consultant for those involved in credit/mortgage litigation.

Doug has 30+ years of experience in analyzing consumer credit reports and has been designated and worked on over 100 cases. He has authored many articles and created educational materials on the subject.

Relevant Skills and Experience

Doug has performed over 50 training classes on credit scoring, credit reporting and what to do with your credit when buying your first home and many other trainings on the subject of credit, to audiences of all levels of sophistication including CEO’s, Lenders, professional groups and consumers.

Doug participated in an Expert Witness Training course where he answered some of the most difficult questions admirably and was commended by James Little, Esq. for his relaxed appearance along with his ability to take the complicated subject matter and translate it in simple terms anyone could understand during a mock deposition.

Since Doug began running the credit educational and credit repair company Easy Credit Relief Inc., his understanding and knowledge with credit regulations such as CROA, FCRA, FDCPA and FACTA is utilized on a consistent basis. So not only does he have the academics, but the first hand knowledge of working with consumers, creditors and bureaus. During this time he has answered thousands of questions from consumers regarding credit scores and the information contained in their files.

Credit Damage Consultation and Expert Witness Capabilities

Credit report evaluation, types of credit damages, review Federal Truth-in-lending disclosures, financial calculations, Fair Credit Reporting Act, modern credit scoring, loan modification agreements, mortgage notes, lender underwriting guidelines, adjustable rate mortgages, unfair debt collections, evaluate testimony, and develop questions for depositions and trial.


Consulting/Expert Witness Engagement and copy of CV and fee schedule

To contact Doug regarding his availability for a consulting/expert witness engagement, fill out this short form and we’ll be in contact with you shortly.
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