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How to split the Mortgage/Marital Home During Divorce

What can I do to safeguard my credit since my ex was awarded the home in our divorce? I can understand why this is concerning you; a divorce is a stressful experience all by itself. That stress is compounded by the challenge of separating…
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Can your Credit Score and Credit Reputation be recoverable Damages in a Divorce?

What can a Credit Damages Expert bring to a divorce case? Having the ability to quantify and put a dollar value on the impact to someone’s credit is essential.  Being able to explain the methodologies and calculations in terms that would…

Credit Harm

The financial impact to someone’s credit profile after it has been harmed.
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Your Mortgage and Trended Data Credit Reports

The phrase trended credit data may not mean much to you now. But if you’re shopping for a home loan anytime soon, it will. Also referred to as historical, longitudinal or time-series data, it basically means that credit underwriters will…
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Should you be a cosigner? When being a cosigner can go wrong–and how you can avoid problems

Maybe you’ve been approached by a family member to co-sign on a loan. Should you do it? As general advice, the answer would be no—just don’t do it! Here’s something I’ve said many times as I counsel consumers or speak to groups:…