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Should you be a cosigner? When being a cosigner can go wrong--and how you can avoid problems

Maybe you’ve been approached by a family member to co-sign on a loan. Should you do it? As general advice, the answer would be no—just don’t do it! Here’s something I’ve said many times as I counsel consumers or speak to groups:…
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Diversification

Diversifying your credit card usage amongst different credit issuers to help with safety and possibly improving your credit score.

Bankruptcy: Keeping Your Home and the Effect on Mortgages (Part II)

Bankruptcy, your home, mortgages, deficiency judgment, stripping off of second mortgage.

What's Up With Bankruptcy (Part 1)

With our guest, Greg Shanfield.