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Should you be a cosigner? When being a cosigner can go wrong--and how you can avoid problems

Maybe you’ve been approached by a family member to co-sign on a loan. Should you do it? As general advice, the answer would be no—just don’t do it! Here’s something I’ve said many times as I counsel consumers or speak to groups:…
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Your Mortgage and Trended Data Credit Reports

Your Mortgage and Trended Data Credit Reports The phrase trended credit data may not mean much to you now. But if you’re shopping for a home loan anytime soon, it will. Also referred to as historical, longitudinal or time-series data,…
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Diversification

Diversifying your credit card usage amongst different credit issuers to help with safety and possibly improving your credit score.