Resources
Related authority sites, published articles, key topic guides, and downloadable materials from Doug Minor.
Related Sites
The Doug Minor Ecosystem
Expert Witness
CreditDamagesExpert.com
Dedicated resource for attorneys and consumers seeking expert analysis of credit-related financial damages. Covers case types, methodology, and how to retain Doug as an expert witness.
FCRA Compliance
TheFCRAExpert.com
Authoritative resource on the Fair Credit Reporting Act — covering consumer rights, furnisher obligations, dispute procedures, and FCRA litigation support.
Consumer Education
YourCreditYourLife.com
Consumer-focused education on credit reporting, credit scores, and protecting your financial future. Practical guidance for individuals navigating the credit system.
Publications & Articles
BookAugust 2010
Anatomy of Credit Scores: An Insider's Knowledge and Success Strategies to Overcoming the Complicated Credit Scoring System
Co-author
ArticleJune 2013
Quantifying Damages from Credit Harm
Valley Lawyer Magazine
ArticleJune 2014
Evaluating and Understanding Credit Damages (2-Part Series)
JurisPro / ExpertWitnessBlog.com
Quoted ExpertSeptember 2010
9 Credit Score Myths Do More Harm Than Good
CreditCards.com · FoxBusiness.com · Yahoo! Finance
Quoted ExpertOctober 2014
How to Protect Your Credit from Holiday Shopping
CreditCardForum.com
Quoted ExpertFebruary 2015
How to Help Someone Else Rebuild Credit
CreditCardForum.com
ArticleOctober 2009
Credit Repair — Life After a Short Sale/Foreclosure
With Jacob Swodeck, Director of Education at Partner First
Quoted ExpertMay 2010
WorkWise: Niches Open to Job Seekers
modbee.com — By Mildred Culp
Key Topic Areas
Fair Credit Reporting Act (FCRA)
Consumer rights, furnisher obligations, dispute procedures, and litigation
Metro 2 Credit Reporting Format
Industry standard for furnisher data reporting to credit bureaus
E-Oscar Dispute System
Electronic system used by bureaus and furnishers to process consumer disputes
Credit Score Modeling
FICO®, VantageScore, trended data, and scoring model changes
Mortgage Underwriting
Credit-based lending decisions, Forms 1003 & 1008, rate markets
Financial Damages Quantification
Lost lending opportunities, interest rate differentials, economic harm
Divorce & Credit
Joint account liability, credit damage in divorce, C.R.A.D.L.E. framework
Identity Theft & FACTA
Identity theft prevention, FACTA compliance, mixed file disputes