Diversification
Diversifying your credit card usage amongst different credit issuers to help with safety and possibly improving your credit score.
Credit Reporting Expert Witness, Doug Minor, is the President of Easy Credit Relief Inc. a Consumer Education company. He is a writer, teacher and speaker. Doug has been FCRA certified by the credit industry’s trade association as well as being a Certified FICO® Professional on credit scores and a Certified Divorce Planning Professional. He is an expert on credit reporting, credit scoring, identity theft, and mortgage lending (including underwriting, servicing, processing and fuding). Trained by former FICO, Equifax and Trans Union employees, Doug is a credit, mortgage and personal finance expert who actually has the back ground and training to successfully calculate damages from his mortgage, investment, financing, real estate and credit industry training and created a credit scoring mortgage analysis model.
Diversifying your credit card usage amongst different credit issuers to help with safety and possibly improving your credit score.
The myths about what debts people think they should pay off and which debts they really should pay off.
Understand that not all credit scores will be affected the same, that your credit score is unique to you and what is reported about you to the credit bureaus will have a different outcome due to many factors.
Credit Repair-Life After a Short Sale/Foreclosure
Different credit scores from mortgages to car loan applications and internet sites along with simulated scores. You need to understand the difference in scores and what you’re actually looking at.
Bankruptcy, your home, mortgages, deficiency judgment, stripping off of second mortgage.